Selective Insurance is a super-regional insurance carrier that partners with independent agents to offer customized insurance solutions. Operating since 1926, we offer business and commercial insurance in 32 states, and personal auto insurance, home insurance and umbrella insurance in 15 states. Flood insurance is sold through the National Flood Insurance Program (NFIP) with Excess & Standard Lines available in all 50 states. Selective lets customers choose the insurance coverage and digital customer services that work best for them so they can “Be Uniquely Insured.”