ABOUT LENDING 3 Lending 3 was founded in 2003. We dedicate ourselves to providing first class customer service. As a small business owned and operated company, we believe in offering our customers with a personalized mortgage experience from beginning to end. Lending 3 loans are made primarily to refinance existing mortgages, consolidate other debt, finance home improvements, education and other similar needs and to purchase your dream home. We have proudly been servicing veterans with their VA mortgage needs for the last 15 years but are well versed in all lending options.