Originally founded in 1948 in St. Louis, Missouri, Independent Mutual now provides quality, cost-effective dwelling coverage from its administrative home base in Baltimore, Maryland. Over the decades, we've stayed true to our core mission—protecting personal property from various risks—while evolving into a modern business that understands and meets the insurance needs of the changing world. By expanding our portfolio to include additional endorsements for homeowners, we are able to offer a comprehensive array of up-to-date protections for our policyholders.