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Home/Real Estate/Charles/Indian Head/20640/Montrose Pointe/6227 HARD BARGAIN CIR, INDIAN HEAD, MD, 20640
MLS# MDCH2056032Listed by Weichert Realtors - Blue Ribbon
6227 HARD BARGAIN CIR, INDIAN HEAD, MD 20640
$720,000Active
4Beds
3Baths
4,340Sq Ft
0.56Acres
About This Property
Look no further! This stunning custom-built 4,340-square-foot Ranch/Rambler in a planned community is a must-see and will not last. Featuring a stone front, brick siding, and a side-load garage, this beautifully maintained 4-bedroom, 3-bath home welcomes you through a custom front door with a lifetime warranty. The main level offers formal living and dining rooms with tile flooring, separated by a…
Key Facts
StatusActive
MLS #MDCH2056032
Property TypeResidential
Days on Market43
Year Built2001
StyleRanch/Rambler
Levels / Stories2
New ConstructionNo
ConditionExcellent
OwnershipFee Simple
Tax ID0907059302
ZoningRL
Interior
Living Area4,340 sq ft
Above Grade Fin.2,640 sq ft
Below Grade Fin.1,700 sq ft
Interior FeaturesAttic, Attic/House Fan, Bar, Bathroom - Jetted Tub, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Chair Railings, Combination Kitchen/Dining, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Intercom, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Sound System, Sprinkler System, Store/Office, Walk-in Closet(s), Wet/Dry Bar, Window Treatments, Other
AppliancesBuilt-In Microwave, Cooktop, Dishwasher, Disposal, Dryer - Electric, Dryer - Front Loading, Exhaust Fan, Freezer, ENERGY STAR Clothes Washer, Microwave, Oven - Double, Oven - Self Cleaning, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Washer - Front Loading, Water Heater - High-Efficiency
FireplaceYes (2)
Fireplace FeaturesElectric, Fireplace - Glass Doors, Mantel(s)
BasementConnecting Stairway, Daylight, Partial, Fully Finished, Heated, Interior Access, Outside Entrance, Rear Entrance, Walkout Stairs
LaundryBasement
Door FeaturesENERGY STAR Qualified Door(s), Insulated, Storm
FlooringCeramicTile, Luxury Vinyl Plank, Marble
Exterior & Lot
Lot Size0.56 acres
ConstructionBrick, Stone, Vinyl Siding
RoofPitched, Shingle
FoundationConcrete Perimeter
Exterior FeaturesExterior Lighting, Flood Lights, Gutter System, Lawn Sprinkler, Sidewalks, Street Lights, Underground Lawn Sprinkler
Other StructuresAbove Grade, Below Grade
PoolNo Pool
WaterfrontNo
Water ViewNo
Water AccessNo
Navigable WaterNo
Parking
GarageYes
Garage Spaces2
Garage TypeGarage - Side Entry, Garage Door Opener, Inside Access, Oversized
Total Parking2
Parking TypesAttached Garage, Off Street, On Street
Parking FeaturesAsphalt Driveway
Utilities
HeatingYes
Heating TypeCentral, Heat Pump - Electric BackUp
Heating FuelNone
Central AirYes
Cooling TypeCentral A/C, Heat Pump(s)
Cooling FuelElectric
Hot WaterElectric
Water SourcePublic
SewerPublic Sewer
UtilitiesCable TV, Cable TV Available, Electric Available, Phone, Phone Available, PhoneConnected
Taxes & Assessment
Annual Taxes$6,997 / 2025
Assessed Value$541,800 / 2026
County Tax$6,670
Community & Schools
CountyCHARLES-MD
SubdivisionMONTROSE POINTE
School DistrictCHARLES COUNTY PUBLIC SCHOOLS
HOAYes
HOA Fee$355 / Annually
Senior CommunityNo
Location & Nearby Businesses
6227 HARD BARGAIN CIR, INDIAN HEAD, MD, 20640
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$3,641/mo
Home Price$720,000
Down Payment (20%)$144,000
Loan Amount$576,000
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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