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Home/Real Estate/Charles/Indian Head/20640/Montrose Farms/6341 HARD BARGAIN CIR, INDIAN HEAD, MD, 20640
MLS# MDCH2052500Listed by EXP Realty, LLC
6341 HARD BARGAIN CIR, INDIAN HEAD, MD 20640
$815,000Active Under Contract
5Beds
6Baths
5,764Sq Ft
0.47Acres
About This Property
Expansive home with gorgeous modern kitchens, finished walkout basement, and income potential near the Potomac River.
Set on a well-maintained lot, this impressive residence features 5 bedrooms and 7 bathrooms, including spacious top-level bedrooms and 3 additional bedrooms in the fully finished walkout basement. The main level showcases a renovated kitchen with a large island, modern finishes, a…
Set on a well-maintained lot, this impressive residence features 5 bedrooms and 7 bathrooms, including spacious top-level bedrooms and 3 additional bedrooms in the fully finished walkout basement. The main level showcases a renovated kitchen with a large island, modern finishes, a…
Key Facts
StatusActive Under Contract
MLS #MDCH2052500
Property TypeResidential
Days on Market87
Year Built2002
StyleColonial
Levels / Stories3
New ConstructionNo
OwnershipFee Simple
Tax ID0907059809
ZoningRL
Interior
Living Area5,764 sq ft
Above Grade Fin.3,964 sq ft
Below Grade Fin.1,800 sq ft
Interior FeaturesCeiling Fan(s), Chair Railings, Crown Moldings, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Pantry, Recessed Lighting, Bathroom - Soaking Tub, Store/Office, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Primary Bath(s), Sprinkler System, Bathroom - Tub Shower
AppliancesBuilt-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, WaterHeater
FireplaceYes (1)
Fireplace FeaturesGas/Propane, Marble, Mantel(s)
BasementConnecting Stairway, Heated, Improved, Outside Entrance, SumpPump, Daylight, Partial, Fully Finished, Rear Entrance, Walkout Stairs
LaundryUpper Floor
FlooringHardwood, CeramicTile, Carpet
Exterior & Lot
Lot Size0.47 acres
Lot FeaturesBacks to Trees, Cleared, Landscaping, Level, Rear Yard, Front Yard
ConstructionBrick, Vinyl Siding
RoofArchitectural Shingle
FoundationConcrete Perimeter
Exterior FeaturesSidewalks
Other StructuresAbove Grade, Below Grade
FencingRear
PoolNo Pool
WaterfrontNo
Water ViewNo
Water AccessNo
Navigable WaterNo
Parking
GarageYes
Garage Spaces2
Garage TypeGarage - Side Entry, Garage Door Opener, Inside Access
Total Parking2
Parking TypesAttached Garage, Driveway, Off Street, On Street
Utilities
HeatingYes
Heating TypeHeat Pump(s)
Heating FuelElectric
Central AirYes
Cooling TypeCentral A/C
Cooling FuelElectric
Hot WaterElectric
Water SourcePublic
SewerPublic Sewer
Taxes & Assessment
Annual Taxes$8,371 / 2025
Assessed Value$644,967 / 2026
County Tax$8,044
Community & Schools
CountyCHARLES-MD
SubdivisionMONTROSE FARMS
School DistrictCHARLES COUNTY PUBLIC SCHOOLS
Elementary SchoolJ. C. PARKS
Middle SchoolMATTHEW HENSON
High SchoolHENRY E. LACKEY
HOAYes
HOA Fee$411 / Semi-Annually
Senior CommunityNo
Location & Nearby Businesses
6341 HARD BARGAIN CIR, INDIAN HEAD, MD, 20640
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$4,121/mo
Home Price$815,000
Down Payment (20%)$163,000
Loan Amount$652,000
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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