TJ Barker is a mortgage professional based in Bel Air, MD who specializes in low rate, no hassle mortgages. TJ and his team provide the convenience of an online lender, with the service of a local professional. TJ works with first-time buyers, move up buyers, investors, and anyone who is looking to buy a home in Bel Air, Harford County or even the entire state of Maryland. TJ has access to many mortgage programs, including FHA, VA loans, and conventional mortgages. If you're interested in refinancing your current home for a lower mortgage rate or lower mortgage payment, TJ can help find a low mortgage program to help you. TJ Barker is an equal housing opportunity lender, NMLS #108382