My name is Chris Fratta, and I am the Sales Manager and a Mortgage Loan Officer in the Baltimore Region with Benchmark Mortgage. I jumped into this business, right out of college, nearly 29 years ago, and I have been helping individuals and families achieve their home ownership goals ever since. Over the years, it has been my honor and pleasure to have helped thousands of homeowners finance what is typically the biggest investment of their lives. I enjoy working with the real estate community and financial planners to assist first-time home buyers, move-up buyers, complex self-employed individuals, as well as current homeowners who are interested in refinancing, through the entire mortgage process.