Insurance that protects the policy holder's personal finances. 'I work with Employers to offer affordable coverage options at no cost to the employer. Policies are selected by the individual employee; benefits are paid by the employee set up as a payroll deduction. I also work with individual families whose Employer does not offer Aflac. Contact me today to schedule an appointment to find the coverage that fits your need's. Remember, we pay cash benefits directly to the policy holder to use for lost income, medical co-pays, buy groceries or to use towards your bills. We are not a healthcare insurance company.