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MLS# MDCC2022710Listed by FSBO Broker
1645 ELK FOREST RD, ELKTON, MD 21921
$524,900Active
3Beds
2Baths
1,518Sq Ft
1Acres
About This Property
Rare chance to own a spacious wooded 1-acre waterfront property on the Elk River with scenic views and a dock/pier! This ranch home offers convenient one-level living and a private setting with plenty of space to enjoy the outdoors. The main living area features an open floor plan connecting the kitchen, dining, and living spaces, all anchored by a massive stone fireplace at the heart of the home.…
Key Facts
StatusActive
MLS #MDCC2022710
Property TypeResidential
Days on Market48
Year Built1955
StyleRanch/Rambler
Levels / Stories1
New ConstructionNo
ConditionMajor Rehab Needed
OwnershipFee Simple
Tax ID0802037580
ZoningRR
Interior
Living Area1,518 sq ft
Above Grade Fin.1,518 sq ft
FireplaceYes (1)
Fireplace FeaturesStone
BasementFull
Exterior & Lot
Lot Size1 acres
Lot FeaturesOther
ConstructionStick Built
FoundationBlock
Other StructuresAbove Grade, Below Grade
PoolNo Pool
WaterfrontYes
Water ViewYes
Water AccessYes
Navigable WaterYes
Parking
GarageNo
Total Parking2
Parking TypesDriveway
Parking FeaturesDirt Driveway
Utilities
HeatingYes
Heating Type90% Forced Air
Heating FuelOil
Central AirYes
Cooling TypeCentral A/C
Cooling FuelElectric
Hot WaterElectric
Water SourceWell
SewerOn Site Septic
Taxes & Assessment
Annual Taxes$6,349 / 2025
Assessed Value$623,933 / 2026
County Tax$6,289
Community & Schools
CountyCECIL-MD
SubdivisionNONE
School DistrictCECIL COUNTY PUBLIC SCHOOLS
HOANo
Senior CommunityNo
Location & Nearby Businesses
1645 ELK FOREST RD, ELKTON, MD, 21921
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$2,654/mo
Home Price$524,900
Down Payment (20%)$104,980
Loan Amount$419,920
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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School listings are sourced from our local directory (data current through 2025) and shown for reference only. Verify enrollment, boundaries, and current operation directly with each school.