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MLS# MDHW2071992Listed by Cummings & Co. Realtors
7109 PENNY LN, ELKRIDGE, MD 21075
$445,000Active
3Beds
3Baths
1,424Sq Ft
0.02Acres
About This Property
Welcome to 7109 Penny Lane, an impeccably refreshed three-level townhome nestled in Howard County's highly coveted Howard Square community, where sophisticated design, sun-filled interiors, and an impressive collection of BRAND-NEW 2026 upgrades create a truly move-in-ready offering. A timeless brick-front exterior accented by black shutters and a storm door sets the tone, while hardwood flooring …
Key Facts
StatusActive
MLS #MDHW2071992
Property TypeResidential
Days on Market6
Year Built2011
StyleColonial
Levels / Stories3
New ConstructionNo
ConditionVery Good, Excellent
OwnershipFee Simple
Tax ID1401324187
ZoningCACCL
Interior
Living Area1,424 sq ft
Above Grade Fin.1,424 sq ft
FireplaceNo
BasementNo
LaundryDryer In Unit, Upper Floor, Washer In Unit
Exterior & Lot
Lot Size0.02 acres
ConstructionFrame
FoundationSlab
Exterior FeaturesSport Court, Street Lights
Other StructuresAbove Grade, Below Grade
PoolNo Pool
WaterfrontNo
Water ViewNo
Water AccessNo
Navigable WaterNo
Parking
GarageYes
Garage Spaces1
Garage TypeGarage - Rear Entry, Additional Storage Area, Inside Access
Total Parking2
Parking TypesAttached Garage, Driveway, Off Street
Parking FeaturesConcrete Driveway
Utilities
HeatingYes
Heating TypeForced Air
Heating FuelNatural Gas
Central AirYes
Cooling TypeCentral A/C
Cooling FuelElectric
Hot WaterNatural Gas
Water SourcePublic
SewerPublic Sewer
Taxes & Assessment
Annual Taxes$5,718 / 2025
Assessed Value$389,700 / 2026
County Tax$4,238
Refuse Fee$365
Community & Schools
CountyHOWARD-MD
SubdivisionHOWARD SQUARE
School DistrictHOWARD COUNTY PUBLIC SCHOOLS
Elementary SchoolHANOVER HILLS
Middle SchoolTHOMAS VIADUCT
High SchoolOAKLAND MILLS
HOAYes
HOA Fee$52 / Monthly
Senior CommunityNo
Pets AllowedNo Pet Restrictions
Location & Nearby Businesses
7109 PENNY LN, ELKRIDGE, MD, 21075
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$2,250/mo
Home Price$445,000
Down Payment (20%)$89,000
Loan Amount$356,000
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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