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MLS# MDCH2057618Listed by Samson Properties
1 RIVERS EDGE TER, INDIAN HEAD, MD 20640
$549,000Active
5Beds
3.1Baths
4,119Sq Ft
0.15Acres
About This Property
Some homes are easy to describe. Others—like 1 Rivers Edge Terrace—are nearly impossible because there's simply too much to love. At some point, you'll just have to see it for yourself!
Located in the desirable Riverwatch community, this beautifully renovated home offers over 4,000 square feet of thoughtfully designed living space with 5 bedrooms and 3.5 bathrooms. Every detail was updated with t…
Located in the desirable Riverwatch community, this beautifully renovated home offers over 4,000 square feet of thoughtfully designed living space with 5 bedrooms and 3.5 bathrooms. Every detail was updated with t…
Key Facts
StatusActive
MLS #MDCH2057618
Property TypeResidential
Days on Market13
Year Built2004
StyleColonial
Levels / Stories3
New ConstructionNo
OwnershipFee Simple
Tax ID0907077688
ZoningR1
Interior
Living Area4,119 sq ft
Above Grade Fin.2,918 sq ft
Below Grade Fin.1,201 sq ft
Interior FeaturesBathroom - Jetted Tub, Bar, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Pantry, Recessed Lighting, Walk-in Closet(s), Upgraded Countertops, Wood Floors
AppliancesBuilt-In Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, WaterHeater
FireplaceYes (2)
BasementDaylight, Full, Fully Finished, Rear Entrance, Walkout Stairs
Exterior & Lot
Lot Size0.15 acres
ConstructionVinyl Siding
FoundationSlab
Other StructuresAbove Grade, Below Grade
PoolNo Pool
WaterfrontNo
Water ViewNo
Water AccessNo
Navigable WaterNo
Parking
GarageYes
Garage Spaces2
Garage TypeGarage - Front Entry, Garage Door Opener
Total Parking4
Parking TypesAttached Garage, Driveway
Utilities
HeatingYes
Heating TypeHeat Pump(s)
Heating FuelPropane - Leased
Central AirYes
Cooling TypeCentral A/C
Cooling FuelElectric
Hot WaterPropane
Water SourcePublic
SewerPublic Sewer
Taxes & Assessment
Annual Taxes$8,337 / 2025
Assessed Value$514,767 / 2026
County Tax$6,403
City / Town Tax$1,725
Community & Schools
CountyCHARLES-MD
SubdivisionRIVERWATCH
School DistrictCHARLES COUNTY PUBLIC SCHOOLS
Elementary SchoolINDIAN HEAD
High SchoolLACKEY
HOAYes
HOA Fee$45 / Monthly
Senior CommunityNo
Location & Nearby Businesses
1 RIVERS EDGE TER, INDIAN HEAD, MD, 20640
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$2,776/mo
Home Price$549,000
Down Payment (20%)$109,800
Loan Amount$439,200
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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