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MLS# MDHR2057032Listed by Cummings & Co Realtors
562 GIRARD ST, HAVRE DE GRACE, MD 21078
$450,000Active
3Beds
2.1Baths
1,900Sq Ft
0.07Acres
About This Property
UNDER CONSTRUCTION*Discover 562 Girard St in the heart of Havre de Grace’s historic downtown* This beautiful new home is underway and will offer 3 bedrooms and 2.5 bathrooms*Ready before spring 2027 move-in, it’s the perfect chance to enjoy modern living with small-town charm*On the main level, you'll find a flexible den or home office, a convenient laundry room, and a modern kitchen showcasing gr…
Key Facts
StatusActive
MLS #MDHR2057032
Property TypeResidential
Days on Market104
Year Built2026
StyleColonial
Levels / Stories2
New ConstructionYes
ConditionExcellent
OwnershipFee Simple
Tax ID1306031404
ZoningR2
Interior
Living Area1,900 sq ft
Above Grade Fin.1,900 sq ft
Interior FeaturesAttic, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Carpet, Combination Kitchen/Living, Dining Area, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s)
AppliancesBuilt-In Microwave, Cooktop, Dishwasher, Icemaker, Oven/Range - Electric, Refrigerator, Washer/Dryer Hookups Only, WaterHeater
FireplaceNo
BasementNo
LaundryMain Floor
Door FeaturesSix Panel
FlooringLuxury Vinyl Plank
Exterior & Lot
Lot Size0.07 acres
Lot FeaturesCleared
ConstructionVinyl Siding, Other
RoofArchitectural Shingle
FoundationPermanent
Other StructuresAbove Grade
PoolNo Pool
WaterfrontNo
Water ViewNo
Water AccessNo
Navigable WaterNo
Parking
GarageNo
Parking TypesOn Street
Utilities
HeatingYes
Heating TypeHeat Pump(s)
Heating FuelElectric
Central AirYes
Cooling TypeCentral A/C
Cooling FuelElectric
Hot WaterElectric
Water SourcePublic
SewerPublic Sewer
UtilitiesCable TV Available, Phone Available
Taxes & Assessment
Annual Taxes$896 / 2026
Assessed Value$59,000 / 2026
County Tax$562
City / Town Tax$333
Community & Schools
CountyHARFORD-MD
SubdivisionSubdivision not specified in MLS
School DistrictHARFORD COUNTY PUBLIC SCHOOLS
HOANo
Senior CommunityNo
Pets AllowedNo Pet Restrictions
Location & Nearby Businesses
562 GIRARD ST, HAVRE DE GRACE, MD, 21078
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$2,275/mo
Home Price$450,000
Down Payment (20%)$90,000
Loan Amount$360,000
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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