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MLS# MDCH2056204Listed by Keller Williams Preferred Properties
3435 ELSA AVE, WALDORF, MD 20603
$525,000Active
4Beds
2.1Baths
2,106Sq Ft
0.38Acres
About This Property
Discover refined living in this elegant 4-bedroom, 2.5-bath single-family home in the desirable Settle Woods community of Waldorf, MD. Thoughtfully designed with spacious interiors, inviting living spaces, and a serene backyard ideal for entertaining or unwinding, this residence offers the perfect balance of style and comfort. Conveniently located near shopping, dining, parks and major commuter ro…
Key Facts
StatusActive
MLS #MDCH2056204
Property TypeResidential
Days on Market29
Year Built1996
StyleColonial
Levels / Stories2
New ConstructionNo
OwnershipFee Simple
Tax ID0906243495
ZoningWCD
Interior
Living Area2,106 sq ft
Above Grade Fin.2,106 sq ft
Interior FeaturesAttic, Breakfast Area, Built-Ins, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Pantry, Bathroom - Soaking Tub, Upgraded Countertops, Walk-in Closet(s)
AppliancesOven/Range - Gas, Dishwasher, Disposal, Dryer - Front Loading, Refrigerator, Washer - Front Loading, WaterHeater
FireplaceYes (1)
Fireplace FeaturesGas/Propane, Mantel(s)
BasementNo
LaundryMain Floor
FlooringCeramicTile, Carpet, Laminated
Exterior & Lot
Lot Size0.38 acres
Lot FeaturesNo Thru Street
ConstructionVinyl Siding
RoofAsphalt
FoundationCrawl Space
Exterior FeaturesExterior Lighting, Sidewalks
Other StructuresAbove Grade, Below Grade
FencingRear
PoolNo Pool
WaterfrontNo
Water ViewNo
Water AccessNo
Navigable WaterNo
Parking
GarageYes
Garage Spaces2
Garage TypeGarage - Front Entry, Inside Access
Total Parking2
Parking TypesAttached Garage
Utilities
HeatingYes
Heating TypeForced Air
Heating FuelNatural Gas
Central AirYes
Cooling TypeCentral A/C
Cooling FuelElectric
Hot WaterNatural Gas
Water SourcePublic
SewerPublic Sewer
UtilitiesNatural Gas Available
Taxes & Assessment
Annual Taxes$6,162 / 2025
Assessed Value$469,467 / 2026
County Tax$5,835
Community & Schools
CountyCHARLES-MD
SubdivisionSETTLE WOODS SUB
School DistrictCHARLES COUNTY PUBLIC SCHOOLS
HOAYes
HOA Fee$101.85 / Annually
Senior CommunityNo
Location & Nearby Businesses
3435 ELSA AVE, WALDORF, MD, 20603
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$2,655/mo
Home Price$525,000
Down Payment (20%)$105,000
Loan Amount$420,000
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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