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MLS# MDCH2055504Listed by Hyatt & Company Real Estate, LLC
403 PROSPECT ST, LA PLATA, MD 20646
$489,900Active
3Beds
3Baths
1,870Sq Ft
0.59Acres
Open House
- Saturday, August 812:00 PM–2:00 PM
About This Property
***OPEN HOUSE SATURDAY 8/8 12-2pm***PRICE IMPROVEMENT***Charming Cape Cod with a Modern Farmhouse vibe! Perfectly located in the heart of Downtown La Plata, this beautifully updated home puts you steps from shops, restaurants, and the weekly Farmer’s Market.
Inside, enjoy a bright eat‑in kitchen with quartz countertops, custom cabinetry, and stainless-steel appliances. The main level features LVP …
Inside, enjoy a bright eat‑in kitchen with quartz countertops, custom cabinetry, and stainless-steel appliances. The main level features LVP …
Key Facts
StatusActive
MLS #MDCH2055504
Property TypeResidential
Days on Market59
Year Built1940
StyleCape Cod, Ranch/Rambler
Levels / Stories1.5
New ConstructionNo
OwnershipFee Simple
Tax ID0901001051
ZoningR-10
Interior
Living Area1,870 sq ft
Above Grade Fin.1,870 sq ft
Interior FeaturesCombination Kitchen/Dining, Crown Moldings, Dining Area, Primary Bath(s), Recessed Lighting, Wood Floors
AppliancesDishwasher, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, WaterHeater, Built-In Microwave, Washer - Front Loading, Washer/Dryer Stacked
FireplaceYes (1)
Fireplace FeaturesElectric
BasementNo
LaundryMain Floor, Dryer In Unit, Washer In Unit
FlooringEngineered Wood
Exterior & Lot
Lot Size0.59 acres
ConstructionVinyl Siding
RoofArchitectural Shingle
FoundationCrawl Space
Other StructuresAbove Grade, Below Grade
PoolNo Pool
WaterfrontNo
Water ViewNo
Water AccessNo
Navigable WaterNo
Parking
GarageNo
Parking TypesDriveway
Utilities
HeatingYes
Heating TypeHeat Pump(s)
Heating FuelElectric
Central AirYes
Cooling TypeCentral A/C
Cooling FuelElectric
Hot WaterElectric
Water SourcePublic
SewerPublic Sewer
Taxes & Assessment
Annual Taxes$3,109 / 2023
Assessed Value$199,800 / 2023
County Tax$2,267
City / Town Tax$634
Community & Schools
CountyCHARLES-MD
SubdivisionNONE AVAILABLE
School DistrictCHARLES COUNTY PUBLIC SCHOOLS
HOANo
Senior CommunityNo
Location & Nearby Businesses
403 PROSPECT ST, LA PLATA, MD, 20646
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$2,477/mo
Home Price$489,900
Down Payment (20%)$97,980
Loan Amount$391,920
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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