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Home/Real Estate/Howard/Ellicott City/21043/None Available/5521 WATERLOO RD, ELLICOTT CITY, MD, 21043
MLS# MDHW2068194Listed by Cummings & Co. Realtors
5521 WATERLOO RD, ELLICOTT CITY, MD 21043
$475,000Active
4Beds
3Baths
2,036Sq Ft
0.38Acres
About This Property
This charming Cape Cod with a detached 2-car garage is nestled on a picturesque 0.38-acre wooded lot in sought-after Ellicott City! This unbeatable location offers close proximity to Columbia, allowing easy enjoyment of trails, shopping, dining, parks, and many of Columbia’s sought-after amenities. This home features 4 bedrooms, 3 full bathrooms, and timeless character thoughtfully blended with m…
Key Facts
StatusActive
MLS #MDHW2068194
Property TypeResidential
Days on Market39
Year Built1947
StyleCape Cod
Levels / Stories3
New ConstructionNo
ConditionGood, Very Good
OwnershipFee Simple
Tax ID1401167472
ZoningR20
Interior
Living Area2,036 sq ft
Above Grade Fin.1,536 sq ft
Below Grade Fin.500 sq ft
Interior FeaturesDining Area, Wood Floors, Chair Railings, Wainscotting, Primary Bath(s)
AppliancesWasher, Dryer, Refrigerator, Dishwasher, Disposal, Microwave, Stove
FireplaceNo
BasementFull, Partially Finished
FlooringHardwood, Carpet
Exterior & Lot
Lot Size0.38 acres
Lot FeaturesBacks to Trees, Trees/Wooded
ConstructionFrame
RoofComposite
FoundationBlock
Other StructuresAbove Grade, Below Grade
FencingRear, Wood
PoolNo Pool
WaterfrontNo
Water ViewNo
Water AccessNo
Navigable WaterNo
Parking
GarageYes
Garage Spaces2
Garage TypeGarage Door Opener
Total Parking2
Parking TypesDetached Garage
Parking FeaturesAsphalt Driveway
Utilities
HeatingYes
Heating TypeForced Air
Heating FuelNatural Gas
Central AirYes
Cooling TypeCentral A/C
Cooling FuelElectric
Hot WaterElectric
Water SourcePublic
SewerPublic Sewer
Taxes & Assessment
Annual Taxes$7,008 / 2025
Assessed Value$483,500 / 2026
County Tax$5,124
Refuse Fee$365
Community & Schools
CountyHOWARD-MD
SubdivisionNONE AVAILABLE
School DistrictHOWARD COUNTY PUBLIC SCHOOLS
HOANo
Senior CommunityNo
Location & Nearby Businesses
5521 WATERLOO RD, ELLICOTT CITY, MD, 21043
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$2,402/mo
Home Price$475,000
Down Payment (20%)$95,000
Loan Amount$380,000
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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