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MLS# MDBC2155318Listed by CENTURY 21 New Millennium
229 SAINT MARYS RD, BALTIMORE, MD 21221
$415,000Active
4Beds
2Baths
1,164Sq Ft
0.41Acres
About This Property
Waterfront opportunity in Essex! This versatile rancher is perfectly positioned along the water with its own private pier—ideal for boating, fishing, and enjoying scenic views right from your backyard. The home is uniquely set up as two separate units, each offering 2 bedrooms, 1 full bath, a full kitchen, and its own laundry—perfect for multi-generational living, rental income, or owner-occupant …
Key Facts
StatusActive
MLS #MDBC2155318
Property TypeResidential
Year Built1966
StyleRanch/Rambler
Levels / Stories2
New ConstructionNo
OwnershipFee Simple
Tax ID04151519511750
ZoningN/A
Interior
Living Area1,164 sq ft
Above Grade Fin.864 sq ft
Below Grade Fin.300 sq ft
Interior FeaturesKitchen - Country
FireplaceNo
BasementRear Entrance, Fully Finished, Heated, Improved, Outside Entrance, Walkout Level
Exterior & Lot
Lot Size0.41 acres
ConstructionAluminum Siding
FoundationOther
Other StructuresAbove Grade, Below Grade
PoolNo Pool
WaterfrontYes
Water ViewYes
Water AccessYes
Navigable WaterYes
Parking
GarageNo
Parking TypesOff Street
Utilities
HeatingYes
Heating TypeForced Air
Heating FuelOil
Central AirYes
Cooling TypeCentral A/C
Cooling FuelElectric
Hot WaterElectric
Water SourcePublic
SewerPublic Sewer
Taxes & Assessment
Annual Taxes$4,560 / 2025
Assessed Value$404,200 / 2026
County Tax$4,560
Community & Schools
CountyBALTIMORE-MD
SubdivisionMIDDLEBOROUGH
School DistrictBALTIMORE COUNTY PUBLIC SCHOOLS
HOANo
Senior CommunityNo
Location & Nearby Businesses
229 SAINT MARYS RD, BALTIMORE, MD, 21221
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$2,098/mo
Home Price$415,000
Down Payment (20%)$83,000
Loan Amount$332,000
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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